Wealth

 II WEALTH

 I count him as rich he who can do without the most stuff-

(some smart man )

Make Me Rich

 A simple search on Google with the phrase like “get rich” will result in approximately 217,000,000 results. So where do you start? What works and what is a carefully contrived scam to make the web master a millionaire? Well, first off in trying to get rich you will make someone rich. If you are so gullible to think that you can “get rich quick” then someone will be more than willing to charge you $49.95 to show you a program on how to do it. What about stocks and investments? How’s that working for you? The stock market crash of 2008 and subsequent recession (that is still in process as of this writing and looks like it could spiral down even worse in 2012) devastated many people’s portfolios and left them wondering where to put their money.

Visualize/Materialize

 How about just visualizing the money as if you already have it? I love this one. Every night I put myself in my Lotus Esprit but every morning I wake up and drive my Mazda. Every day I say I love living in my modern, custom-built home, and every night I go to sleep in my condo.

 And then there's the almighty Law of Attraction. Man, every time I fill up my gas tank I think see, there's an empty tank being filled wanting to be empty again. Or when I pay my credit card balance, there's a magnetic attraction to having a balance on it. My logic is, if you don't have a million bucks how can you attract a million bucks? Like attracts like? I don't think you can fool the universe into believing that it should make you rich because you believe you already are. You see, there is the sceptic in me. Now on the other hand, griping, whining and complaining about your lousy lot in life does not seem to work either. Isn't that funny!  I mean, if something does bother you enough it might motivate you into action which can bring about the change you desire. Rich is relative.  You definitely need enough to comfortably pay your debts and have enough to save. But it is a noted fact that an increase in salary or a sudden windfall would just increase your lifestyle choice so essentially you are on the same playing field. 

Ultimately, you must be wise with your money.

Simple Math

 The following simple rules are taught over and over through the centuries from The Babylonians to The Wealthy Barber. They are:

Golden rule#1: Spend less than you make (or make more).

Golden rule#2: Pay yourself first. Just take ten per cent off the top of your earnings and put in a high interest savings or an RRSP- Watch it grow-over time.

Invest In Yourself First

 You’ve heard, “pay yourself first” right, and you know what it means, right? Ok, have a pre-determined amount-at least 10% taken off your paycheck before you even see it. Take that 10% and put it in an investment that hopefully yields about 10% a year return. Voila! Wealth for your retirement.

But... do you do anything else for yourself first? Or are the kids, the boss, the in-laws always first on the list? Come on it’s time to get a little selfish here. Money is not the be all and end all, not if you don’t have health and peace of mind and contentment. You need solitude. You need quiet, reflective self time. Far from the maddening crowd, and all the demands placed on you. How much good can you bring to other really if you’re so run down, depressed, and frustrated that you really have nothing left to give. So invest in yourself first. Yoga, Pilates, Meditation. Quiet walks by murmuring brooks. A good book in a cozy chair with a great cup of coffee.  A good aerobic workout. Take 10% of the hours in a day, approx 2.5 and give them to yourself first. Start now.

Make sure to give too. Even when you think you can't. With the ten per cent figure in mind again let me make a brief analogy. If you have 10 oranges-won't you be fine with 9?